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Retirement Income Journal Vol. 190 February 14, 2013

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Financial / Retirement Planning Software Directory

See the detail on financial planning software including vendors, scopes, costs, and contacts.

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Social Security Maximizer

The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.

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Building a Personal Pension, a Month at a Time

Recent filings show that Prudential plans to launch a direct-sold, auto-pay, multi-premium fixed deferred income annuity called GIFT, or Guaranteed Income for Tomorrow.

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A Fintech Fix for the Small Plan Cost-Crisis

'We’re offering to clean house in a very fragmented broker market,' said Shin Inoue, CEO of ForUsAll, a turnkey 401(k) provider. Founded in 2014 by three former Financial Engines executives, ForUsAll...

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Allianz Life's New FIA Aims for Accumulation

'By using volatility controlled indices, we can offer higher caps,' said Matt Gray, vp of product innovation at Allianz Life. 'In such a low-rate environment, those higher caps have been...

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What the Divergent DOL Rulings Mean: Wagner

'Even though there is not a clear conflict among the Circuits, this case will likely be heard by the Supreme Court,' said ERISA attorney Marcia Wagner after judges in two federal appeals courts ruled...

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'Circuit Split' over DOL Fiduciary Rule?

In my opinion, allowing IRA rollover money to escape the protections and restrictions that govern 401(k) plans will eventually nullify the federal government’s rationale for tax deferral—a benefit...

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Convert deferred annuities into long-term care coverage: OneAmerica

People who don’t plan to use their deferred annuities for lifetime income should consider using exchanging their contracts for a hybrid annuity with a long-term care rider, an issuer of those hybrids...

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Roger Ibbotson embraces indexed annuities over bonds

'Conventional wisdom has most investors de-risking their portfolios by allocating more heavily to bonds as they approach retirement," Ibbotson said. 'Investors should consider other alternatives such...

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Patterson promoted at Principal Financial

Jerry Patterson will succeed the retiring Greg Burrows as head of the Principal's full service retirement and individual investor businesses.

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Jackson National reports record pre-tax operating income during 2017

An indirect wholly owned subsidiary of Britain’s Prudential plc, Jackson recorded sales and deposits of $21.4 billion in 2017. The insurer recently announced that it would close its Denver facility...

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Conning reports on 2017 insurer M&A activity

'Insurers actively exited underperforming lines and entered specialty segments offering healthier growth and margin prospects,' said a Conning analyst.

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'We Shall Never Surrender!'

At the Insured Retirement Industry's marketing conference in Orlando this week, speakers from AXA, Brighthouse Financial (formerly MetLife’s retail division), Great-West Financial, Jackson National...

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