Financial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleSavings Pros Meet in City of Big Spenders
At the NAPA 401k Summit in Las Vegas this week, nearly 2,000 plan sponsor advisors et al worried about policy threats to their industry. At nearby slots and gaming tables, middle-class Americans...
View ArticleSurvivor Funds: Not for the Faint of Heart
“Survivor funds,” which offer mortality credits but aren’t annuities, could provide investors with enhanced returns, these authors claim. But, for some, loss of principal would be certain. (Painting...
View ArticleTime for Retirement 'SeLFIES'?
The Nobel Prize-winning economist and his colleague propose a new way to turn DC savings into retirement income. It involves 'Standard of Living Indexed, Forward-Starting, Income-Only Securities'...
View ArticleThe Fed Reveals its Game Plan
'Given a snail’s pace of removing excessive monetary policy accommodation, it is hard to envision Fed policy threatening the economy any time soon,' a former senior economist at the Fed who blogs at...
View ArticleThe Case for ‘Behavioral’ Portfolio Theory
In his latest book, 'Finance for Normal People: How Investors and Markets Behave,' Prof. Statman describes the behavioral-wants frontier. He contends that people seek 'utilitarian, expressive and...
View ArticleSpruced-up variable annuities from Principal Financial Group
The Lifetime Income Solutions II contract offers two income riders, one of which has a 5% simple roll-up. The Pivot contract offers a two-sleeve strategy that calls for periodic transfers from an...
View ArticleFixed annuity option added to AXA’s DC recordkeeping platform
“The fixed account is generally intended to provide a guaranteed rate of accumulation, but participants have the option to annuitize to receive a lifetime income,” AXA told RIJ in an email this week.
View ArticleThese are not your grandfather’s (or Gary Brinson’s) withdrawal rates
Writing in the April issue of the Journal of Financial Planning, the "Nest Egg Gurus" and Morningstar's David Blanchett show that many questions about sustainable withdrawal rates from retirement...
View ArticleHonorable Mention
Brief or late-breaking items from eMoney Advisor, New York Life, Northwestern Mutual, and Milliman.
View ArticleMany Happy Returns!
As a self-employed person who writes painful quarterly checks to Uncle Sam and pays both ends of his Social Security tax, I made my peace with the infernal revenue service long ago.
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleSurvivor Funds: Not for the Faint of Heart
“Survivor funds,” which offer mortality credits but aren’t annuities, could provide investors with enhanced returns, these authors claim. But, for some, loss of principal would be certain. (Painting...
View ArticleTime for Retirement 'SeLFIES'?
The Nobel Prize-winning economist and his colleague propose a new way to turn DC savings into retirement income. It involves 'Standard of Living Indexed, Forward-Starting, Income-Only Securities'...
View ArticleThe Case for ‘Behavioral’ Portfolio Theory
In his latest book, 'Finance for Normal People: How Investors and Markets Behave,' Prof. Statman describes the behavioral-wants frontier. He contends that people seek 'utilitarian, expressive and...
View ArticleiTDFs: ‘Self-Driving’ Retirement Cars
'We’ve added intelligent shock absorbers and an automatic transmission to existing TDFs,' writes the former chief actuary of Denmark about his new retirement product. They 'convey clients seamlessly...
View ArticleBoeing’s 401(k) Joins the Hueler Annuity Platform
Boeing joined IBM, General Motors, Vanguard and other firms in giving its 401(k) plan participants access to the Hueler Income Solutions platform, where they can roll over savings to an IRA and...
View ArticleThis Is How You Sell Annuities
'This works really well with couples, where the husband is a risk taker but the wife is worried that she’ll be left without any money,' said Curtis Cloke about Retirement NextGen, a new software tool...
View Article