Advisors pivot from high-cost to low-cost active funds
'Fund manufacturers without a low-cost solution are, at best, being ignored and at worst, getting trampled,' said Jeff Tjornehoj, Broadridge's director of fiduciary and compliance research, in a...
View ArticleHonorable Mention
Brief or late-breaking items from AllianceBernstein, BrightScope, ARIA Retirement Solutions, Cerulli Associates, Betterment, and MetLife.
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleOn the Case: An Income Plan from ReLIAS
To solve for one couple’s retirement income needs, Mark Warshawsky of ReLIAS LLC proposed SPIAs and 7.5% annual withdrawals from an all-equity portfolio. RIJ will publish solutions from other experts...
View ArticleCurve, Triangle or Rectangle: What Kind of Advisor Are You?
At the Retirement Income Industry Association's 2017 Summer Conference, founder Francois Gadenne asserted that advisors can protect themselves from automation, regulation and commoditization by...
View ArticleOn the Case: Jim Otar Answers Our Income Challenge
'I would not worry too much about complicated strategies,' Otar wrote after reviewing Andrew and Laura’s retirement finances. 'They probably don’t need guaranteed income (annuities), a bucket strategy...
View ArticleOn the Case: TIPS Ladder + QLAC + HELOC = Income Security
Mike Lonier, of Lonier Financial Advisory, solved 'Andrew and Laura's' retirement income puzzle with a combination of products. A certified Retirement Management Analyst, he first builds a safe income...
View ArticleWhy Not Medicare for All?
The debate over 'repeal and replace' has made it clear that if we are serious about providing universal healthcare to Americans, the only sensible option is single payer, writes our guest columnist,...
View ArticleMoshe Milevsky wins award for book on tontines
Milevsky said he is about to publish a “prequel” titled The Day the King Defaulted: Lessons from the Stop of the Exchequer in 1672.
View ArticleSome DC plan sponsors would switch to state-run plans: LIMRA SRI
Sponsors of DC plans with over $50 million in assets were more inclined than sponsors of plans with under $10 million in assets to say they would replace their existing DC plan with a state-run plan...
View ArticleAs Boomers retire, economy will slow: BerkeleyAGE
Demographic “tailwinds” accounted for 48% of annual economic growth from 1990-2015, the report by the Berkeley Forum on Aging and the Global Economy said.
View ArticleHonorable Mention
Brief or late-breaking items from Great American Life, Brookstone Capital, MetLife, Brighthouse Financial, and the SEC.
View ArticleFiduciary rule delayed until July 1, 2019: DOL
'The delay is really more about giving the DOL time to rework the rule rather than companies really needing more time to prepare,' said Jamie Hopkins, co-director of the Retirement Income Program at...
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleCurve, Triangle or Rectangle: What Kind of Advisor Are You?
At the Retirement Income Industry Association's 2017 Summer Conference, founder Francois Gadenne asserted that advisors can protect themselves from automation, regulation and commoditization by...
View ArticleOn the Case: Jim Otar Answers Our Income Challenge
'I would not worry too much about complicated strategies,' Otar wrote after reviewing Andrew and Laura’s retirement finances. 'They probably don’t need guaranteed income (annuities), a bucket strategy...
View ArticleOn the Case: TIPS Ladder + QLAC + HELOC = Income Security
Mike Lonier, of Lonier Financial Advisory, solved 'Andrew and Laura's' retirement income puzzle with a combination of products. A certified Retirement Management Analyst, he first builds a safe income...
View Article