Vanguard uses blockchain to share index data
'Investment managers will be able to instantly distribute, receive, and process index data, resulting in better benchmark tracking and significant cost savings,' said a Vanguard principal.
View ArticleHonorable Mention
Fujitsu settles excessive fee case, Holland debates retirement age hike, T. Rowe Price enhances its financial wellness offerings, Quebec enriches mandatory defined contribution plans, CIT assets reach...
View ArticleTontines: A New Threat to Annuities?
Life insurers like to say that they have a monopoly on longevity risk mediation. Digital tontines could prove them wrong.
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleResearch Roundup
We summarize five papers: “The Sustainability of U.S. Household Finances," “The Great Debt Boom: 1949-2013,” “Living Below the Line: Economic Insecurity and Older Americans in the States, 2016,”...
View ArticleCannex Launches Annuity Comparison Tools
Advisors, brokerages, IMOs and insurers will be able to use the Toronto-based data company's new analytics to make apples-to-apples comparisons of variable and fixed indexed annuity contracts and...
View ArticleThe Crypto-Capitalist and His Digital Tontine
“This [retirement financing] problem needs to be solved,” Dean McClelland, founder of TontineTrust, told RIJ. With the fervor of a convert, he believes that cryptocurrencies, blockchain, smart...
View ArticleEven RIAs are feeling pressure to charge less and automate
RIAs appear to realize 'that alternative pricing structures may be critical to attracting new clients,' according to a new study from Fidelity Clearing & Custody Solutions, a division of Fidelity...
View ArticleBritain wants to bump up retirement savings rates
Since 2012, when auto-enrollment was launched in Britain, workplace pension participation in the public and private sectors has increased to 78% in 2016 from a low of 55% in 2012, according to the...
View ArticleEmployers’ growing dread: Workers who can’t afford to retire
A typical 40-year-old worker who borrows 30% of his 401(k) savings might reduce his available retirement income by 15% and delay his retirement to age 70 instead of age 65, at great expense to his...
View ArticleA look at what’s driving the cryptocurrency market
For emerging market companies that face a shortage of hard currency, cryptocurrencies like Bitcoin and Ethereum represent a potential alternative to US dollars.
View ArticleA Simple Idea for Increasing Annuity Sales
'Annuitization decisions can be improved by getting people to think about how annuities help people avoid running out of wealth in old age,' said the Wharton School's Olivia Mitchell, co-author of new...
View ArticleMerry Christmas from RIJ!
Retirement Income Journal will not publish on December 28th. The next issue will appear on January 4, 2018. We wish all our readers and advertisers a safe and happy holiday and a prosperous new year.
View ArticleRothification Wouldn’t Have Hurt Lower-Income Taxpayers
'There is evidence that employees are pretty oblivious to tax considerations when they save, whether in traditional accounts or Roth accounts,' writes our guest columnist, an expert in behavioral...
View Article‘Public-Option’ Workplace IRAs Proceed in Oregon, California
“The day after President Trump signed the repeal [of the DOL safe harbor ruling], we had a press conference and announced that we were proceeding as planned,” said Katie Selenski, executive director...
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleCannex Launches Annuity Comparison Tools
Advisors, brokerages, IMOs and insurers will be able to use the Toronto-based data company's new analytics to make apples-to-apples comparisons of variable and fixed indexed annuity contracts and...
View ArticleThe Crypto-Capitalist and His Digital Tontine
“This [retirement financing] problem needs to be solved,” Dean McClelland, founder of TontineTrust, told RIJ. With the fervor of a convert, he believes that cryptocurrencies, blockchain, smart...
View Article