Financial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View Article‘Public-Option’ Workplace IRAs Proceed in Oregon, California
“The day after President Trump signed the repeal [of the DOL safe harbor ruling], we had a press conference and announced that we were proceeding as planned,” said Katie Selenski, executive director...
View ArticleJellyvision Knows Financial Wellness
In this first of a two-part series on financial wellness, RIJ talks with the customer insight chief of a leading vendor in the field. 'We ask, ‘Where is the pain that’s costing employers money, and...
View ArticleThe Elusive ROI of Financial Wellness Efforts
Estimates for the return-on-investment from financial wellness programs vary. One source puts the savings at $50 per employee per year for every incremental (1 to 10) increase in average financial...
View ArticleNew Security Benefit deferred annuity offers floating interest rate and...
At purchase, Security Benefit assigns an interest rate to the contract and guarantees that rate for five years. The contract owner receives that rate plus a floating rate, the 3-month ICE LIBOR USD...
View ArticleSpain’s Pension Outlook: Sunny with a Chance of Austerity
To study the Spanish retirement system, RIJ has temporarily relocated to Seville. We start with a look at the public pension system (a contributory, pay-as-you-go system like Social Security in the US).
View ArticleMorningstar's Take on Income Annuities
In a recent article, Morningstar's Canadian research director shows, mathematically, how one might use term life insurance and income annuities (in sequence) to cope with one of life's known unknowns:...
View ArticleReady or Not for the Next Recession?
'Expansions don’t last forever. A storm will surely come, and when it does, we will be poorly prepared for the deluge," writes the author and macroeconomist at the University of California-Berkeley.
View ArticleIRAs now account for 25% of retirement savings: EBRI
The average balance for all IRAs grew by about 50% during the 2010-2015 time frame, to about $146,000. People 70 years old and older had the highest average ($229,000) and median ($81,000) balances.
View ArticleQuote of the Week
'Anything can make or break a market,' Tighe explained in his delicate brogue, 'from the failure of a bank to the rumor that your second cousin's grandmother has a cold. It's a most unusual world,...
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleJellyvision Knows Financial Wellness
In this first of a two-part series on financial wellness, RIJ talks with the customer insight chief of a leading vendor in the field. 'We ask, ‘Where is the pain that’s costing employers money, and...
View ArticleThe Elusive ROI of Financial Wellness Efforts
Estimates for the return-on-investment from financial wellness programs vary. One source puts the savings at $50 per employee per year for every incremental (1 to 10) increase in average financial...
View ArticleSpain’s Pension Outlook: Sunny with a Chance of Austerity
To study the Spanish retirement system, RIJ has temporarily relocated to Seville. We start with a look at the public pension system (a contributory, pay-as-you-go system like Social Security in the US).
View ArticleThe Fragility of VA Living Benefit Guarantees
Their reliance on VA with living benefits has made life insurers 'more like pension fund managers because they have risky assets and guaranteed liabilities,' write economists at NYU-Stern and Princeton.
View ArticleThe World’s Priciest Stock Market
'In pricing stock markets, people don’t seem to be relying on any good forecast of the next ten years’ earnings. They just seem to look at the past ten years, which are already done and gone,' writes...
View ArticleFlat Rich: How Airbnb Saved the Quinteros’ Retirement
How a family in Seville, Spain, fixed their retirement income shortfall by investing in two Airbnb apartments in Barrio Santa Cruz, a magnet for lovers and other tourists.
View ArticleWhat’s in the latest issue of Journal of Retirement?
The Winter 2018 issue features a mix of articles by familiar authors, including Mark Warshawsky, David Blanchette, John Turner, Michael Kitces, and others.
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