In Hartford, a Public IRA Proposal
RIJ traveled to Hartford on Tuesday for a hearing on a bill that would require most Connecticut employers to offer a retirement plan and would create a default public retirement plan option. Brian...
View ArticleTwo Advisers, Two Strong Opinions of FIAs
If annuities in general incite controversy, FIAs are easily the most polarizing annuities. Just listen to what Howard Kaplan, an LPL adviser in the New York area, and Harry Keller, a Philadelphia-area...
View ArticleTop 20 annuity sellers in 2013
In 2013, Jackson National Life sold $20.9 billion worth of variable annuities and New York Life sold $6.5 billion worth of fixed annuities, to lead those categories. Jackson had an industry-high total...
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleMust-Read Income Research of 2013
Many outstanding research papers on retirement income were published in 2013. The ten described here contain ideas that annuity product developers, annuity marketers and financial advisers can apply...
View ArticleFIAs Come In From the Cold--Sort Of
In this first of a series of RIJ articles on the evolution of fixed indexed annuities, you’ll hear from people at three broker-dealers: One who embraces them, one who still avoids them and one who...
View ArticleTwo Advisers, Two Strong Opinions of FIAs
If annuities in general incite controversy, FIAs are easily the most polarizing annuities. Just listen to what Howard Kaplan, an LPL adviser in the New York area, and Harry Keller, a Philadelphia-area...
View ArticleIn Radical Move, Britain Deregulates Retirement
“Pensioners will have complete freedom to draw down as much or as little of their pension pot as they want, any time they want,” said the UK Chancellor of the Exchequer, George Osborne (pictured with...
View ArticleEyewitness to History in the UK
Our guest columnist, who spends part of each year in Britain, offers this exclusive analysis of the implications of the announcements about retirement regulation and annuities by Britain's top...
View ArticleNet annuity cash flow at b/ds fell 19% in 2013: DTCC
December 2013 was the first month of negative net flow into annuities since Analytic Reporting of Annuities, an online service of DTCC’s National Securities Clearing Corporation (NSCC), began...
View ArticleFidelity, as service provider, wins in appeal of “Tussey v. ABB”
This week's appeals court decision in the class action suit against Fidelity and one of its 401(k) recordkeeping clients was a "mixed bag for plan sponsors, participants and service providers," wrote...
View ArticleFIA, DIA, and SPIA sales broke records in 4Q 2013: LIMRA
Joe Montminy, assistant vice president, LIMRA SRI Annuity Research, attributed sales growth to rising interest rates, product innovation and “organic growth” in the bank and Independent B-D channels.
View ArticleAIG enhances living benefit of indexed annuities
The Lifetime Income Plus rider is automatically included in Power Index Plus Income, a new index annuity focused on retirement income and designed especially for the financial institution and...
View ArticleAffluent Americans expect to delay retirement: Cogent
“To the extent that pre-retirees lack confidence about retirement, providers can offer a voice of assurance or reason," said Linda York, the president of syndicated research at Market Strategies...
View ArticleBefore buying pension liabilities, UK insurers may require check-ups
“An increasing number of businesses [are] keen to explore using medical underwriting as part of their de-risking strategy,” said Margaret Snowdon, director of JLT Employee Benefits.
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleFIAs Come In From the Cold--Sort Of
In this first of a series of RIJ articles on the evolution of fixed indexed annuities, you’ll hear from people at three broker-dealers: One who embraces them, one who still avoids them and one who...
View ArticleTwo Advisers, Two Strong Opinions of FIAs
If annuities in general incite controversy, FIAs are easily the most polarizing annuities. Just listen to what Howard Kaplan, an LPL adviser in the New York area, and Harry Keller, a Philadelphia-area...
View ArticleIn Radical Move, Britain Deregulates Retirement
“Pensioners will have complete freedom to draw down as much or as little of their pension pot as they want, any time they want,” said the UK Chancellor of the Exchequer, George Osborne (pictured with...
View ArticleManaged-Vol: Bromide for Queasy Retirees
Managed-volatility funds can adequately address the income volatility worries of many high net worth retirees, say Milliman and Jefferson National, both of whom are pitching such funds.
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