“I’m delaying Social Security until age 70. How do I pay for Medicare before...
Aren’t Medicare premiums typically deducted from Social Security benefits?
View ArticleExodus from U.S. equity funds continues in July
Overall flows into long-term mutual funds remained positive in July at $14.4 billion, but this total is noticeably lower than in recent months.
View ArticleTalk exceeds progress on state-run private retirement plans
Workers without access can open personal IRAs, but backers of state-run plans say people want the convenience of a workplace savings option.
View ArticleThe Bucket
Brief or late-breaking items from Milliman, New York Life, TrimTabs, Alta Trust and ETF Model Solutions.
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleRIJ’s Annual Variable Annuity Review
Every July, RIJ assesses the VA market. This year, we look at the “investment only” or “IO” VA, the structured VA, and the VAs with novel income options. All address the public’s need for growth and...
View ArticleWhat's Your ZIP Code's Annuity Potential?
IAP, a small market research firm, analyzes and compares two giant databases to discover whether a particular ZIP code in the U.S. is saturated with annuity sales, underdeveloped, competitive or...
View ArticleAnatomy of a Success: Elite Access
Jackson National Life's Elite Access variable annuity zoomed from zero to a $1 billion in quarterly sales in less than two years. Using the craze for 'liquid alts' as a hook, it revived the concept of...
View ArticleOlder, wealthier U.S. households grew more so in 2000s: Census
For Americans ages 65 and older, the real median household net worth increased for between 2000 and 2011, with the age 65-to-69 subgroup seeing the largest increase ($40,000 or 25.9% percent).
View ArticleThis is your brain on money
Public television will turn its inquisitive light on the topic of behavioral finance next October 16.
View ArticleDeloitte publishes annual DC benchmarking survey
There continues to be limited interest in in-plan annuities, with 6% of plans offering this option in 2013, up from 4% in 2012. Ten percent of plan sponsors indicated they are looking into adding an...
View ArticleM&A speculation drove life/annuity stocks in 2Q2014
A.M. Best attributed much of the quarterly gains for L/A stocks to the merger fever that followed Dai-ichi Life Insurance Co.'s $5.7 billion bid for Protective Life.
View ArticleThe Bucket
Brief or late-breaking items from Lincoln Financial Group and Global Atlantic Financial Group, Ltd.
View ArticleDebt service can crowd out savings: LIMRA
Advisors with clients in their 40s need to know how heavy a debt load they are carrying, LIMRA said in a release.
View Article‘Changing of the Guard’ Continues in VA Sales
MetLife is selling one-third of what it was two years ago. Prudential is selling half of what it did in the first two quarters of 2012. The biggest gainers since then include Transamerica, SunAmerica,...
View ArticleNominal SPIAs Beat Nominal DIAs—But Perhaps Not for Long
“DIAs may represent a more palatable hedge against longevity risk for retirees than traditional annuities, because they are cheaper and therefore provide more liquidity to retirees,” writes...
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View Article