Social Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleTwo Robo-Advisors, Two Income Strategies
Two robo-advisors, Betterment.com and SigFig.com, have retirement income generating functionalities. But are they robust enough to put an advisor with retirement income training out of work? Read and...
View ArticleRIJ Goes to: the DCIIA Academic Forum
At the Academic Forum of the Defined Contribution Institutional Investors Association Monday, executives from 401(k) asset managers mingled with top retirement researchers. The venue: Goldman Sachs....
View ArticleThree Reasons for Gratitude Today
What should the retirement income industry feel grateful for? I can think of three things.
View ArticleThe Bucket
Brief or late-breaking items from New York Life, Fidelity Institutional, Northwestern Mutual Life, Aviva and the Illinois state legislature.
View ArticleIncome options in DC plans still rare: PSCA
The Plan Sponsor Council of America has released its 57th Annual Survey of Profit-Sharing and 401(k) Plans, with data on 613 plans with eight million participants and $832 billion in assets.
View ArticleThe Hidden Gold in Mid-Size Rollovers
Inspira, a $20 million IRA recordkeeper, and GuidedChoice, say they can turn small, unprofitable rollover IRAs into revenue generators for a wide range of big recordkeepers and others. "This industry...
View ArticleGenworth introduces FIA with income rider
The new product, SecureLiving Growth+, includes four crediting methods and a lifetime income option with a 1.10% annual charge.
View ArticleHungarians protest end of state-sponsored DC plan
Despite a protest march in Budapest, the government has threatened to shut down the last four funds in the “second-pillar” system unless they can prove that at least 70% of their members have paid...
View ArticleRuark Publishes Biannual VA Usage Study
Many owners of variable annuities with lifetime income riders are not using their benefits as efficiently as they could, Ruark found. They often draw down too much or too little of their money, thus...
View ArticleHow Jackson National uses iPads to compete
“At the beginning of this year we started giving our wholesalers iPads instead of laptops,” said Jackson vice president Luis Gomez. “As they visited advisors and went through their stories on the...
View ArticleMature Americans need retirement advice (desperately)
The oft-cited “four percent rule” for a safe withdrawal rate in retirement is unfamiliar to seven in ten Americans (69%), according to a survey by The American College. Sixteen percent think it's safe...
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleRIJ Goes to: the DCIIA Academic Forum
At the Academic Forum of the Defined Contribution Institutional Investors Association Monday, executives from 401(k) asset managers mingled with top retirement researchers. The venue: Goldman Sachs....
View ArticleThree Reasons for Gratitude Today
What should the retirement income industry feel grateful for? I can think of three things.
View ArticleThe Hidden Gold in Mid-Size Rollovers
Inspira, a $20 million IRA recordkeeper, and GuidedChoice, say they can turn small, unprofitable rollover IRAs into revenue generators for a wide range of big recordkeepers and others. "This industry...
View ArticleRetirePreneur: Michael Lonier
Michael Lonier is the founder of Lonier Financial Advisory LLC, a firm focused on financial planning and retirement income issues. He recently developed the R-MAP Planner, a spreadsheet-based income...
View ArticleQLAC Status for VAs and FIAs: Yea or Nay?
“Trying to make a deferred annuity with a GLWB into a QLAC amounts to contorting it into something it isn't and shouldn't be,” said John Olsen, co-author with Michael Kitces of The Advisor’s Guide to...
View Article