Let’s Concentrate on Recordkeeping
What's driving the flurry of consolidation in the defined contributon plan recordkeeping industry? RIJ asks the experts: Fred Reish, Mark Fortier, Peter Littlejohn, James Holland, Jeff Feld, Tom Clark...
View ArticleThe Ultimate Income Strategy
"By making the final years of life (should they occur) the insurance company’s problem, [a combination of risky assets and a deferred income annuity] makes retirement investing feel more manageable,”...
View ArticleJack of Alternatives
"I believe that alternative investments—in four broad categories—are areas where people should diversify," said former Jackson National Life executive Clifford Jack in an interview with RIJ. His book,...
View ArticleWhy the Borzi Proposal is So Scary
The "conflict of interest" or "fiduciary" rule could stop the manufacturers of retirement products from distributing to one of their target markets: the owners of $6 trillion in rollover IRA assets.
View ArticleFidelity Sees ‘Robo-Advice’ at Its Heels, and in its Future
'From eMoney they’re getting the retail and advisor aggregation tool and the client portals; that is, the user experience part, where the industry is playing catch-up with the robo-advisors,' said...
View ArticleAn Unconventional Truth
Simply put, we live in a world in which there is too much supply and too little demand. The result is persistent disinflationary, if not deflationary, pressure, despite aggressive monetary easing.
View ArticleTwin bills could help small-plan formation
In the Senate, the sponsors were Senators Susan Collins (R-ME) and Bill Nelson (D-FL). In the House, the sponsors were Representatives Vern Buchanan (R-FL) and Ron Kind (D-WI).
View ArticleRetirement paychecks are popular; Annuities, not so much
While 49% of respondents would be willing to commit a portion of their savings to a product that would provide them a monthly income, like an annuity, only 34% of Americans are familiar with...
View ArticleThe Principal adds ‘QLAC’ status to a DIA
Under the new QLAC rules, individuals can use up to 25% of their pre-tax savings (but not more than $125,000) to purchase a DIA whose payout starts after age 70½.
View ArticlePfau creates retirement 'Dashboard' and two indices
For advisors who love the convenience of dashboards and indices, Wade Pfau, Ph.D., who teaches retirement income planning at The American College, has created a trio.
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleThe Ultimate Income Strategy
"By making the final years of life (should they occur) the insurance company’s problem, [a combination of risky assets and a deferred income annuity] makes retirement investing feel more manageable,”...
View ArticleJack of Alternatives
"I believe that alternative investments—in four broad categories—are areas where people should diversify," said former Jackson National Life executive Clifford Jack in an interview with RIJ. His book,...
View ArticleFidelity Sees ‘Robo-Advice’ at Its Heels, and in its Future
'From eMoney they’re getting the retail and advisor aggregation tool and the client portals; that is, the user experience part, where the industry is playing catch-up with the robo-advisors,' said...
View ArticleAt Second-and-Goal in Retirement, What’s Your Play Call?
Stocks are like a passing offense and bonds, arguably, are more like a running game. In a new article, Morningstar’s David Blanchett writes that most retirees would be better off raising their...
View ArticleBorzi Needs to Appreciate Retail Distribution More
The argument over whether there should be a fiduciary standard or a suitability standard misses the point. This is about the cost of distribution, not about ethics.
View ArticleTax Corporations Less, and Capital Gains More?
Effective tax reform will undoubtedly require some difficult compromises. In this opinion piece, retirement expert Gene Steuerle of the Urban Institute describes a potential trade-off that is bound to...
View ArticleComing next week: a new VA income option from MetLife
News about the new GLWB rider, called FlexChoice, is officially under wraps until next Tuesday.
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