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OneAmerica buys BMO’s U.S. retirement business

According to NAPAnet, OneAmerica serves more than 11,000 plans in the mid-sized market and has over $30 billion in retirement assets under administration.

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John Hancock and LPL in participant advice pact

Launched by LPL in 2014, the Employee Advice Solution tool can deliver personalized participant advice through an online service that collects financial information about a participant.

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The Bucket

Brief or late-breaking items from Cerulli, Broadridge, Cogent Research, Transamerica, Willis Towers Watson, and Prudential Annuities.

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Bank of International Settlements expresses doubts about low rates

"Unless the underlying problems are addressed head-on, short-term gain may be purchased at the price of long-term pain," warn the authors of the bank's 85th annual report on the global economy.

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Financial / Retirement Planning Software Directory

See the detail on financial planning software including vendors, scopes, costs, and contacts.

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Social Security Maximizer

The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.

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The Overlooked Income Vehicle

Systematic withdrawals from 401(k) plans are a widely-available but rarely-used way to create retirement income. Perhaps because electronic transfers are virtually free, nobody's championing them.

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The Overlooked Income Vehicle, II

If more 401(k) plans offered systematic withdrawals, more money might stay in 401(k)s, and the DOL might not need to attempt the difficult and divisive task of policing rollover IRAs.

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The Overlooked Income Vehicle, III

Systematic withdrawals from DC plans are one of the simplest and cheapest ways to generate income from tax-deferred savings in retirement. Rollovers get the headlines, but more people advocate SWPs...

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‘No Comment’ from NAFA about its Form 990s

The leading not-for-profit champion of fixed indexed annuities should explain the "diversion" of assets that was described in its IRS filing.

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For B-Ds, Independence May Prove Confining

Our guest columnist is founder and CEO of Wealth2k, a Boston-area firm provider of digital platforms for advisors who use its Income for Life Model retirement planning system.

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The Bucket

Brief or late-breaking items from Cetera, Broadridge, kasina (DST), New York Life and John Hancock, Prudential Financial, Wells Fargo, Raymond James, LPL Financial and Dutch pension funds.

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At ‘Spirit on Lake,’ Gay Retirees Find Community

Lucretia Kirby (above) and other LGBT residents of a Minneapolis apartment building celebrated the recent Supreme Court ruling on gay marriage. This article, from the Indexed Annuity Leadership...

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DOL proposal could “revamp” advisor business practices: Fitch

Fitch analysts suggested in a new report that the DOL proposals “could curb the willingness of agents to promote complex and higher fee products to [the rollover IRA] market,” an apparent reference to...

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Offshore AUM to exceed US AUM by 2019: Cerulli

Global AUM is expected reach US$106 trillion by 2019, but “managers need to be realistic about the efforts required to win business in high-growth markets,” said a Cerulli release this week.

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New whitepaper attacks DOL conflict-of-interest proposal

“If the rule is enacted as written,” write Jack Marrion and Kim O'Brien, “it will cause a severe disruption for many securities brokers and dealers but will be devastating for those who sell annuities...

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Financial / Retirement Planning Software Directory

See the detail on financial planning software including vendors, scopes, costs, and contacts.

View Article


Social Security Maximizer

The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.

View Article

The Overlooked Income Vehicle, II

If more 401(k) plans offered systematic withdrawals, more money might stay in 401(k)s, and the DOL might not need to attempt the difficult and divisive task of policing rollover IRAs.

View Article

The Overlooked Income Vehicle, III

Systematic withdrawals from DC plans are one of the simplest and cheapest ways to generate income from tax-deferred savings in retirement. Rollovers get the headlines, but more people advocate SWPs...

View Article
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