Participants still not focused on income: Cerulli
Cerulli also asked asset managers, broker-dealers and insurance companies what income product they thought will appeal most to plan sponsors. Forty-one percent said “asset management-only” products.
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleAt ‘Spirit on Lake,’ Gay Retirees Find Community
Lucretia Kirby (above) and other LGBT residents of a Minneapolis apartment building celebrated the recent Supreme Court ruling on gay marriage. This article, from the Indexed Annuity Leadership...
View ArticleInvestments + Annuities = Healthy Retirement
Many advisers still treat annuities and investments as apples and oranges--that is, not to be mixed up in a single retirement fruit salad. But experts Michael Finke, Wade Pfau and Mark Warshawsky...
View ArticleWould the DoL Proposal Deny Advice to the Masses?
Forcing commissioned brokers and agents to act like fiduciaries would deprive middle-class investors of access to financial advice, critics of Labor's proposal argue. Maybe. It would almost certainly...
View ArticleIs It Time to End Tax Deferral?
This strikes me as the issue at the heart of the controversy over the Department of Labor's conflict-of-interests proposal—the issue we duck and dodge, while pretending that it’s all about “advice.”
View ArticleFINRA Sides with Brokers against DOL Proposal
As it stands, the “fractured approach" of the Department of Labor conflict-of-interest proposal "will confuse retirement investors, financial institutions, and advisers,” wrote FINRA executive Marcia...
View ArticlePrice-fixing suit names Goldman, 21 other primary Treasury dealers
The suit by Boston's public employees' pension accuses traders at the 22 prominent firms of conspiring via Internet chatrooms and text messages to widen the spreads, or profit margins, on trades of...
View ArticleSwitcheroo: New FIA credits benefit base, not account value
In most annuities with living benefits, the notional "benefit base" grows by a guaranteed "roll-up" amount each year, while the contract's account value depends on market performance. In Fidelity...
View ArticleThe SoA’s new logo is “impossible”
"The Penrose triangle (impossible triangle), among other mathematical related symbols, served as inspiration. The logo is blue, a color of trust,” said the SOA, in a release about its new infinity logo.
View ArticleIf It Ain't Fixed Indexed, It's Broken
Fixed indexed annuities remain a niche product, representing only about 10% of annuity sales. But that the niche has grown into an almost $50 billion-a-year business. Sales of FIAs have grown...
View ArticleTime for Boomers to rebalance: Fidelity
Many older 401(k) account holders, including Baby Boomers close to retirement age, had stock allocations higher than those recommended for their age group, Fidelity found in an analysis of 410(k)...
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleInvestments + Annuities = Healthy Retirement
Many advisers still treat annuities and investments as apples and oranges--that is, not to be mixed up in a single retirement fruit salad. But experts Michael Finke, Wade Pfau and Mark Warshawsky...
View ArticleWould the DoL Proposal Deny Advice to the Masses?
Forcing commissioned brokers and agents to act like fiduciaries would deprive middle-class investors of access to financial advice, critics of Labor's proposal argue. Maybe. It would almost certainly...
View ArticleIf It Ain't Fixed Indexed, It's Broken
Fixed indexed annuities remain a niche product, representing only about 10% of annuity sales. But that the niche has grown into an almost $50 billion-a-year business. Sales of FIAs have grown...
View ArticleHow to Build an 'Income-Oriented' Portfolio
In this research roundup, we summarize six important new research papers, including analyses of retirement income strategies by experts from Morningstar and The American College. Story includes links...
View ArticleRetirePreneur: Bo Lu
Bo Lu is co-founder and CEO of FutureAdvisor, a San Francisco-based digital advisory firm that helps mass-affluent Americans manage their savings.
View Article