Significantly, pension risk-transfer goes Dutch
“Globalization is just beginning, with activity spreading quickly from the US, the UK, Canada and the Netherlands to France, Germany, Switzerland, the Nordics, Australia and beyond,” Prudential's Amy...
View ArticleUnsolved mystery: Where are the missing participants?
Whichever set of data you believe, no more than 61% of full-time, full-year wage and salary workers are covered by an employer-sponsored retirement savings plan.
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleRemoving ‘Lapse Risk’ from Variable Annuities
“Almost every major variable annuity writer has absorbed large write-downs on ‘policyholder behavior assumption updates,’” said a Munich Re executive. “So how do we take out that risk?”
View ArticleWaiting on the Fed
'The long end of the curve will stay stable but the front end of the curve will go up, so that we’ll have eventually have 2.5% at the short end and a long end between 2.5% and 3%,' predicted a BNP...
View ArticleNo-Nonsense Income Planning
Jim Otar has explained his "zone" approach to retirement income planning in hundreds of presentations to thousands of advisors since 1997. He spoke at the IMCA retirement conference in Scottsdale...
View ArticleBob Pozen Knows Retirement
'My proposal was to link the growth of Social Security benefits of the upper third of earners to CPI growth while letting the benefits of the lower third of earners continue to rise with the wage...
View ArticleDamage Assessment: Who's Hurt by New Fiduciary Rule?
Advisors who sell on commission, I-banks that underwrite securities and sell them through their own broker-dealers, and recordkeepers that capitalize on their access to participants should all beware...
View ArticleThe Perils of Fed Gradualism
Our guest columnist wants interest rates to rise faster. 'A steeper normalization path would produce an outcry,' he writes. 'But that would be far preferable to another devastating crisis.'
View ArticleFed hike will have “no immediate impact” on insurers: A.M. Best
'Overall, a continued measured rise in rates is a net positive for the life/annuity industry as product spreads improve, investment portfolio yields increase, and other side benefits accrue to the...
View ArticleSeniors’ home equity reaches $5.76 trillion
Mortgage debt held by seniors increased slightly, to $1.46 trillion from $1.45 trillion, between the second and third quarters of this year.
View ArticleNew ERISA Advisory Council members appointed
Three represent the public, three represent employers, and three represent employee organizations. The fields of insurance, corporate trust, actuarial counseling, investment counseling, and investment...
View ArticleRetirement assets dip to $23.5 trillion in 3Q2015: ICI
IRAs, since 2007 the largest component of US retirement savings, held $7.3 trillion in assets at the end of the third quarter of 2015, down 4.8% from the previous quarter, ICI reported. Almost half of...
View ArticleSchlichter law firm sues Insperity over high plan fees
The complaint alleges that “Insperity breached its fiduciary duties by causing the plan participants to pay millions of dollars in excessive recordkeeping fees to Insperity’s proprietary subsidiary,...
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleWaiting on the Fed
'The long end of the curve will stay stable but the front end of the curve will go up, so that we’ll have eventually have 2.5% at the short end and a long end between 2.5% and 3%,' predicted a BNP...
View ArticleNo-Nonsense Income Planning
Jim Otar has explained his "zone" approach to retirement income planning in hundreds of presentations to thousands of advisors since 1997. He spoke at the IMCA retirement conference in Scottsdale...
View ArticleBob Pozen Knows Retirement
'My proposal was to link the growth of Social Security benefits of the upper third of earners to CPI growth while letting the benefits of the lower third of earners continue to rise with the wage...
View Article