‘American Savings Account’ proposed
The ASA has provisions similar in some ways to automatic IRA programs that have been proposed at the federal level, and are now being pursued by a number of states.
View ArticleWhat's Holding Back the World Economy?
Neither monetary policy nor the financial sector is doing what it’s supposed to do. The flood of liquidity has gone toward creating financial wealth and inflating asset bubbles, rather than...
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleBetterment Wants to Build a Better 401(k)
Betterment, the largest independent retail robo-advisor, said Wednesday that it has entered the small company segment of the 401(k) market. But will its model confine it to the shallow end of the pool?
View ArticleLegal Defenses
Will the financial services industry sue the Department of Labor if it doesn't like the final wording of the fiduciary rule? And if it does, what happens next? Four attorneys--Bruce Ashton, Mercer...
View ArticleAdvisors: How to Outsmart the Smartphone
The shorthand message to registered investment advisors at the Technology Tools for Today (T3) conference in chilly Fort Lauderdale this week: Don't end up as a Yellow Cab in an Uber world.
View ArticleInsurance U. Becomes Retirement U.
Conceived by Solomon Huebner (pictured in the 1950s) to give life insurance salesmen a professional gloss, The American College has, with money from New York Life, become Retirement Income U. Its RICP...
View ArticleRetireUp can now illustrate Allianz Life and Great American annuities
'Usually if a client brings up something new in a meeting, you have to go back to the home office to see how it will affect the annuities in the plan. With this, you just tap a button,” said RetireUp...
View Article'No time for complacency,' A.M. Best warns annuity issuers
In 2016, life and annuity companies will face increasing life expectancy trends, the rise of cyber risk as a life “catastrophic” event and increasing investment risk from traditional and...
View ArticleWhere an Advisor Can Make a Big Difference
'When one retires now has a much greater effect on one’s retirement income, but workers lack cultural or clearly marked financial incentives to indicate when to retire, and are ill-equipped to...
View ArticleHybrid robo-advisors will eclipse pure robo: Swiss report
'The robo model of investment portfolio management will be good enough in the eyes of a larger proportion of investors than the wealth management industry itself yet seems ready to recognize,' an...
View ArticleThe RICP, as Seen By Three Graduates of the Program
David W. Smiley, CFP, RICP, of Oxford Asset Management in Durango, CO, Troy Miller, RICP, of Hilliard Lyons in Louisville, KY, and Curtis Cloke, CLTC, RICP, owner of Thrive Income in Burlington, IA,...
View ArticleEight core ideas for retirement planning: Wade Pfau
Here are eight useful principles from the award-winning economist and professor of Retirement Income at The American College of Financial Services.
View ArticleFinancial / Retirement Planning Software Directory
See the detail on financial planning software including vendors, scopes, costs, and contacts.
View ArticleSocial Security Maximizer
The Social Security Maximizer is an integral tool for a retirement planner's comprehensive financial planning calculations.
View ArticleLegal Defenses
Will the financial services industry sue the Department of Labor if it doesn't like the final wording of the fiduciary rule? And if it does, what happens next? Four attorneys--Bruce Ashton, Mercer...
View ArticleAdvisors: How to Outsmart the Smartphone
The shorthand message to registered investment advisors at the Technology Tools for Today (T3) conference in chilly Fort Lauderdale this week: Don't end up as a Yellow Cab in an Uber world.
View ArticleInsurance U. Becomes Retirement U.
Conceived by Solomon Huebner (pictured in the 1950s) to give life insurance salesmen a professional gloss, The American College has, with money from New York Life, become Retirement Income U. Its RICP...
View ArticleWhat Social Media Can Teach Retirement Marketers
Target marketers, the word "retirement" is a buzzkill. That's what sociologists at research startup MotivIndex concluded after studying Facebook threads, Instagram feeds, and LinkedIn posts.
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